Game Rules

Jackpot Rules

THIS SWEEPSTAKES IS INTENDED FOR PARTICIPATION ONLY IN THE UNITED STATES AND SHALL BE CONSTRUED ACCORDING TO, AND GOVERNED EXCLUSIVELY BY, UNITED STATES LAW. DO NOT PARTICIPATE IN THE SWEEPSTAKES IF YOU ARE NOT A LEGAL RESIDENT OF AND PHYSICALLY LOCATED IN ONE OF THE FIFTY UNITED STATES OR DISTRICT OF COLUMBIA AT THE TIME OF ENTRY OR YOU OTHERWISE DO NOT FALL WITHIN THE ELIGIBILITY REQUIREMENTS SET FORTH IN THE OFFICIAL RULES BELOW.

NO PURCHASE NECESSARY. PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. INTERNET ACCESS AND A VALID EMAIL ACCOUNT ARE REQUIRED TO PARTICIPATE IN THIS PROMOTION.

1) Eligibility

The SaveUp $2 Million Jackpot Sweepstakes Promotion (“Promotion”) is open only to individuals who are members of SaveUp.com and legal residents of and physically located in the fifty United States and District of Columbia age 18 years old or older at time of participation. Any person who is an employee, officer or director of SaveUp, Inc. (“Sponsor”) or is directly connected with the management of the SaveUp Overall Promotion, the Promotion computer systems, or the Promotion security systems and members of their immediate families (spouses, parents, siblings and children) is not eligible. This Promotion is void where prohibited.

2) Promotion Period

Promotion begins on or about 12:00:01 a.m. Central Time (CT) on November 1, 2016 and ends at 11:59:59 p.m. CT on October 31, 2017 or when the Grand Prize has been won, whichever occurs first (“Promotion Period”). This Promotion consists of a series of monthly sweepstakes (each a “Sweepstakes”), each with its own entry period (each a “Sweepstakes Entry Period”). However, there is only one Grand Prize offered in this Promotion. IF AND WHEN THE LEVEL 6 GRAND PRIZE HAS BEEN WON AS SET FORTH IN THESE OFFICIAL RULES, THE PROMOTION WILL END. IF AND WHEN AN AGGREGATE OF $50,000 IN LEVEL 4 THROUGH LEVEL 5 PRIZES HAS BEEN WON IN THIS PROMOTION, NO FURTHER LEVEL 4 THROUGH LEVEL 5 PRIZES WILL BE AVAILABLE TO BE WON, AND SPONSOR WILL POST APPLICABLE NOTICES ON THE WEBSITE. The Sweepstakes Entry Periods and drawing dates are set forth in the chart below. You must enter each Sweepstakes during the applicable Sweepstakes Entry Period for that monthly Sweepstakes. Sweepstakes entry tickets are only valid for the one monthly Sweepstakes for which they were obtained.

Entry Period Starts Entry Period Ends Drawing Date
11/01/16 11/30/16 12/01/16
12/01/16 12/31/16 01/01/17
01/01/17 01/31/17 02/01/17
02/01/17 02/28/17 03/01/17
03/01/17 03/31/17 04/01/17
04/01/17 04/30/17 05/01/17
05/01/17 05/31/17 06/01/17
06/01/17 06/30/17 07/01/17
07/01/17 07/31/17 08/01/17
08/01/17 08/31/17 09/01/17
09/01/17 09/30/17 10/01/17
10/01/17 10/31/17 11/01/17

All Entry Periods start at 12:00:00 am CT. All Entry Periods end at 11:59:59 pm CT.

3) How to Participate

During the Promotion Period, visit www.SaveUp.com (“Website”) and log into your SaveUp account if you have one. If you are not already a SaveUp member, follow the onscreen directions to become one. Internet access via computer or web-enabled wireless device and a valid email address are required to set up an account and otherwise participate in this Promotion. Limit one account per person/email address. You may register under one name and one email address only. Accounts cannot be shared. The web-enabled wireless device method of accessing the Website is designed to work with most of the U.S. major wireless carriers that offer data plans and SMS service in the United States and with most wireless devices, but Sponsor makes no guarantee that any particular wireless service provider will participate. The mobile device that is used must be web-enabled. Entrants should check their wireless device’s features to see if they have that capability. Wireless service providers may charge entrants for data plan and/or for each SMS message, including any error message that is sent and received in connection with the Promotion, based on the applicable wireless service pricing plan. Participants should consult their wireless service provider’s pricing plan for details. Message and data rates may apply. Check your carrier for details. By participating using the web-enabled wireless device entry page access, the participant grants permission to the Sponsor to notify them via a return mobile application message or text message and must agree to accept all applicable charges associated therewith. You may opt-out of receiving future promotional text messages from Sponsor at any time by sending a reply message with the word “STOP” or go to the settings in the mobile application and change your settings. You are responsible for all applicable fees and taxes associated with placing an entry via web-enabled wireless device online entry page access. Sponsor in its sole discretion may add or delete a cellular carrier at any time, without notice.

4) How to Obtain Credits

Once an account has been set up, you will automatically receive ten (10) credits. You will then have the opportunity to obtain additional credits by completing your user profile and participating in various activities, and to redeem credits for sweepstakes prize opportunities. The various means of obtaining credits and the number of credits assigned to each activity will be announced on the Website from time to time during the Promotion Period, and Sponsor reserves the right to add or delete credit opportunities at any time at its discretion, by posting an announcement on the Website. The SaveUp Promotion rewards participants for saving money, paying down their debt and other financial and non-financial activities, with the opportunity to win life-changing prizes. In the process, SaveUp facilitates financial education and decision-making by suggesting financial decisions in the Promotion experience. Therefore, some of the methods available to obtain credits may ask participants to link various deposit, savings, loans or other accounts to the Promotion by following the instructions provided on the Website, and award credits based on certain activities taken by the participant with those accounts, all as more fully described on the Website. SaveUp/Sponsor is not a bank or lender, and receives no direct benefit as a result of a participant’s depositing or borrowing actions. Once you have completed a qualifying action to earn credits, credits will be deposited into your online “Credit Bank” within approximately 24 hours. Credits will be maintained in your Credit Bank until they are submitted for a virtual scratch ticket or sweepstakes entry ticket or until the end of the Promotion Period, whichever occurs first. At Sponsor’s discretion, credits may be carried forward to a new Promotion. Credits have no cash or other value and may not be sold, bartered, traded or otherwise transferred. All decisions regarding credits, credit balances, redemptions and forfeitures are at the sole discretion of Sponsor.

5) How to Enter

Each available sweepstakes entry ticket in this Promotion requires the redemption of ten (10) credits. Once you have a SaveUp Account and at least 10 credits in your Credit Bank, click on the $2 Million Jackpot prize icon on the Website prize page, and follow the links and instructions to debit your Credit Bank Account by 10 credits to receive one sweepstakes entry ticket. When credits are redeemed they cannot be refunded or returned to your Credit Bank. You will then be offered the choice of selecting 6 different numbers from 01 to 73, or, clicking the “quick pick” box in which case the random selection computer will randomly select those numbers for you. You will also be given the option of providing your landline home phone number or mobile phone number if you have not already done so when setting up your SaveUp account and if you desire to do so. Providing phone numbers will have no affect on your ability to participate or win. You must then click on the “submit” button. When your number selection is received and recorded by the SaveUp computers, you will receive one entry in the next drawing of the Sweepstakes. All sweepstakes entries must be received by 11:59:59 p.m. PT on the day prior to the applicable Sweepstakes drawing (“Entry Deadline”) (as set forth in Rule 2 above). All sweepstakes entries received after the Entry Deadline but before the Sweepstakes drawing will not be valid for that Sweepstakes drawing, but will be eligible for the next monthly Sweepstakes, if any. Each person will be allowed a minimum of 3 ticket redemptions (30 credits) per person per day across all games and sweepstakes offered by Sponsor on the Website by any method or combination of methods of entry/redemption. From time to time, Sponsor may offer additional ticket redemptions per person per day for limited periods of time and subject to terms and conditions announced on the Website. For purposes of this Promotion, a “day” is the 24 hour period between 12:00:00 a.m. PT and 11:59:59 p.m. PT. Sponsor’s computer is the official time keeping device for this Promotion.

6) Selection of Winning Numbers/Winning

A. Winning Number Selection: For each monthly Sweepstakes drawing, 6 different numbers from 01 to 73 will be randomly selected on the day of the drawing, or as soon thereafter as is practical. These will be the winning numbers for the monthly Sweepstakes drawing for which they were selected.

B. Winning: If for any particular monthly Sweepstakes drawing any participant has either selected, or the random selection computer has selected for that participant, the exact same 6 different numbers as the random selection process has selected as described above, that participant will be the potential Level 6 Grand Prize winner. If any participant has selected at least 1 but less than all of the 6 different numbers as the random selection process has selected, he/she may be a potential winner of a lesser prize, as set forth in Section 7 below. In the case of a tie for the Grand Prize, those eligible tied participants will each receive an equal share of the Grand Prize. If however, a potential Grand Prize winner forfeits his/her share of the prize for any reason whatsoever pursuant to these Official Rules, his/her prize shall be equally shared between the remaining eligible winners of that prize.

ALL POTENTIAL WINNING ENTRIES ARE SUBJECT TO VERIFICATION BY SPONSOR OR JUDGES, WHOSE DECISIONS ARE FINAL. AN ENTRANT IS NOT A WINNER OF ANY PRIZE, EVEN IF HE/SHE HAS RECEIVED A WINNING MESSAGE, UNLESS AND UNTIL ENTRANT'S ELIGIBILITY AND THE POTENTIAL WINNING ENTRY HAVE BEEN VERIFIED AND ENTRANT HAS BEEN NOTIFIED THAT VERIFICATION IS COMPLETE. SPONSOR WILL NOT ACCEPT SCREEN SHOTS OR OTHER EVIDENCE OF WINNING IN LIEU OF ITS VALIDATION PROCESS. Potential winners (and their parent/legal guardian if winner is a minor) may be required to sign and return an Affidavit of Eligibility, Liability and Publicity Release (“Affidavit”) in order to claim his/her prize and fulfill any other requirements as determined by Sponsor and within the time limits specified by Sponsor. If any potential winner cannot be contacted, fails to sign and return the Affidavit within the required time period, or if a prize or prize notification is returned as undeliverable, he/she forfeits the prize. Unclaimed or unawarded prizes will not be awarded.

7) Jackpot Prizes/Odds of Winning

LEVEL 6 GRAND PRIZE (1) [match 6 numbers]: $2 million, which, if awarded, will be awarded in thirty (30) equal annual payments, without interest. Odds of winning in any monthly Sweepstakes drawing: 1:170,230,452
LEVEL 5 PRIZE [match 5 numbers]: $1,000. Odds of winning 1:423,459
LEVEL 4 PRIZE [match 4 numbers]: $10. Odds of winning 1:4133
LEVEL 3 PRIZE [match 3 numbers]: 20 SaveUp credits. Odds of winning 1:178
LEVEL 2 PRIZE [match 2 numbers]: 5 SaveUp credits. Odds of winning 1:15
LEVEL 1 PRIZE [match 1 number]: 1 SaveUp credits. Odds of winning 1:3

Sponsor reserves the right to offer merchandise, vehicles, trips or other non-cash prizes in Levels 4 and 5 above in lieu of the cash stated, by describing the non-cash prize in each applicable sweepstakes entry ticket on the Website. In such instances, the prize available to be won will be as described on the applicable sweepstakes entry ticket rather than cash, but will have the same retail value as stated above. All cash prizes will be awarded in US dollars. All SaveUp credits prizes will be deposited to winner’s Credit Bank approximately 24 hours after verification. One Grand Prize is available to be won during this Promotion. An aggregate of $50,000 in Level 4 through Level 5 prizes are available to be won in this Promotion. In the event the number of potential winners of Level 4 and/or Level 5 prizes in any monthly Sweepstakes drawing will cause the $50,000 aggregate limit to be exceeded, the available prize money will be divided equally among the Level 5 prize winners first, and to the extent any prize money remains, it will then be equally divided among the Level 4 prize winners. If there is no prize money left for Level 4 prize winners, each Level 4 prize winner in the applicable Sweepstakes drawing will receive 100 SaveUp Credits in lieu of the $100 prize. Thereafter, no further Level 4 through Level 5 prizes will be awarded in any subsequent monthly Sweepstakes. Level 1 through Level 3 Prizes have no cash or retail value.

8) Overall Prize Drawing

Each participant who plays a Sweepstakes Entry ticket for any monthly Sweepstakes during the Promotion Period will be automatically entered into a random drawing in which one winner will be selected to receive a SaveUp t-shirt, with the approximate retail value of $5. The odds of winning will depend on the total number of eligible entries received during the promotion period. The random drawing will take place on or about seven (7) days after the end of the Promotion Period.

9) Winner Notification

Sponsor or a company acting on its behalf will attempt to notify on or before 10 business days after the drawing the potential winner(s) in person, by telephone, by mail, overnight mail, email, text or such other manner as determined by Sponsor, using the contact information provided as part of the potential winner(s)’ SaveUp account information. Neither Sponsor nor any other person or entity shall have any responsibility or liability for failure to provide notice due to a participant’s failure to maintain his or her contact information current.

10) Languages

In the event that these Rules, or any advertising, promotion or other written, printed or graphic material, including but not limited to such materials appearing on the World Wide Web are presented in a language other than English and there is a discrepancy, inconsistency or interpretation issue between the English language version and the other language version of these Official Rules or of any materials, the English version shall prevail, govern and control.

11) Prize Restrictions

Prizes are not transferable and include only the items specifically listed as part of each prize in these official rules and on the applicable sweepstakes entry ticket. No substitution or cash equivalent of prize is permitted except at the sole discretion of the Sponsor. If a prize, or any portion thereof, cannot be awarded for any reason, Sponsor reserves the right to substitute prizes with another prize of equal or greater value. Any prize or portion of a prize not accepted by winner will be forfeited. Federal, state and local taxes on prize and any expenses relating to the acceptance of and use of prize not specified herein are the sole responsibility of each winner. Sponsor will issue an IRS Form 1099-MISC for each winner of prizes valued at $600 or more in the aggregate.

12) General Conditions

Sponsor is not responsible for late, lost, misdirected, mutilated, incomplete, illegible, or postage-due entries or mail. Sponsor is not responsible for incorrect or inaccurate entry information whether caused by entrant or by any of the equipment or programming associated with or used in the Promotion, or by any technical or human error which may occur in the processing of the entries. Sponsor is also not responsible for any technical problems, malfunctions of any telephone service, computer systems, servers, providers, hardware/software, lost or unavailable network connections or failed, incomplete, garbled or delayed computer transmission that may affect the ability of consumers to participate, or for any damage to any participant’s computer system/software related to or resulting from participation in this Promotion. All entries must include a valid email address. Sponsor is not responsible for any change of email address, mailing address and/or telephone number of entrants. Participants may not register with multiple email addresses nor may entrants use any other device or artifice to register multiple times. Any Participant who attempts to enter with multiple email addresses under multiple identities or uses any device or artifice to register multiple times will be disqualified at Sponsor’s sole discretion. In the event of a dispute regarding the identity of a Participant, the Participant will be deemed to be the authorized account holder of the email address submitted at the time of entry (i.e. the natural person who is assigned to an email address by an Internet access provider, online service provider or other organization responsible for assigning email addresses for the domain associated with the submitted email address). Potential winners may be required to provide Sponsor with proof that he/she is the authorized account holder of the email address associated with the winning entry. If a dispute cannot be resolved to Sponsor’s satisfaction, the affected Participant(s) will be deemed ineligible. Sponsor may prohibit a Participant from participating in the Promotion or winning a Prize if, in Sponsor’s sole discretion, it determines that the Participant is attempting to undermine the legitimate operation of the Promotion by acting in an unsportsmanlike manner, by cheating, hacking, deception or using other unfair practices (including without limitation the use of robotic, automatic, macro, programmed, third party or like entry programs, or commercial sweepstakes or contest subscription services,) or by intending to annoy, abuse, threaten or harass any other participants. CAUTION: ANY ATTEMPT BY ANY ENTRANT OR ANY OTHER INDIVIDUAL TO DELIBERATELY DAMAGE ANY WEBSITE, TAMPER WITH THE ENTRY PROCESS, OR OTHERWISE UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSORS RESERVE THE RIGHT TO COOPERATE IN THE PROSECUTION OF ANY SUCH INDIVIDUAL AND TO PERSUE ALL REMEDIES TO THE FULLEST EXTENT PERMITTED BY LAW. Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that provision. Proof of submission of an action or activity to accumulate or redeem credits will not be deemed to be proof of receipt by Sponsor. Sponsor is not responsible for any typographical, technical or other error in the administration of the Promotion or in the announcement of prize winners. In no event will more than the number or prizes stated in these Official Rules be awarded. If through printing, production, program or human error, or for any other reason whatsoever, more prize notifications are sent (or more claims are received) in any prize category than the number of prizes set forth in these Official Rules for that prize category, Sponsor reserves the right to award the intended number of prizes for the prize category in question through a random drawing from among all eligible, non-suspect prize claims received. If, for any reason, an entrant’s sweepstakes entry ticket is confirmed to have been erroneously deleted, lost or otherwise destroyed or corrupted, entrant’s sole remedy is another sweepstakes entry ticket if that is possible, or a credit to the entrant’s Credit Bank of 10 credits. In the event Sponsor is prevented from continuing with the Promotion or the integrity and/or feasibility of the Promotion is severely undermined by any event beyond the control of Sponsor, including but not limited to fire, flood, epidemic, earthquake, explosion, labor dispute or strike, act of God or public enemy, satellite or equipment failure, riot or civil disturbance, war (declared or undeclared), terrorist threat or activity, or any federal, state or local government law, order or regulation, order of any court of jurisdiction, infection by computer virus, unauthorized intervention, technical failures or other cause not reasonably within the control of Sponsor (each a “Force Majeure” event or occurrence), Sponsor shall have the right, in its sole discretion, to abbreviate, modify, suspend, cancel or terminate the Promotion without any further obligation. If Sponsor, in its discretion, elects to alter this Promotion as a result of a Force Majeure event, a notice will be posted on the Website. By participating in this Promotion, each entrant (and each entrant’s parent/legal guardian if entrant is a minor) agrees: (i) to be bound by these Official Rules, the Overall Promotion Official Rules, and the decisions of Sponsor and the judges, which are final and binding in all respects; (ii) to release and hold Sponsor, its insurers, underwriters, security agents, advertising and promotion agencies, prize suppliers, and their respective representatives, directors, officers, employees, agents, divisions, affiliates, subsidiaries and assigns (collectively, the “Released Parties”), harmless against any and all claims, injuries, damages, losses and liability of any kind (whether due to negligence or otherwise) to person(s) including death, or property, that may occur, directly or indirectly, in whole or in part, from participation in the Promotion or the receipt or use of any prize or activity related to the receipt or use of any prize; (iii) that Released Parties have neither made nor are in any manner responsible or liable for any warranty, representation or guarantee, express or implied, in fact or in law relative to any prize, including but not limited to its quality, mechanical condition or fitness for any particular purpose; and (iv) that Released Parties have neither provided financial or other advice nor are in any manner responsible or liable for participants’ financial or other decisions made in the course of participation in this Promotion. Each winner (and their parent/legal guardian if a minor), by acceptance of a prize, grants to Sponsor and its designees the right to use winner’s name, address (city and state), photograph, voice, statements and/or other likeness and prize information in perpetuity for purposes of advertising and trade in any and all media now known or hereafter devised, throughout the world, without further compensation, consideration, notification or permission, except where prohibited by law. In the event there is a discrepancy or inconsistency between disclosures or other statements contained in these rules or any Promotion materials, the terms of the full Official rules shall prevail, govern and control. Any prizes pictured on promotional materials are for illustrative purposes only and may vary from the actual prize awarded. Please see the privacy policy located at www.SaveUp.com/privacypolicy for details of Sponsor’s policy regarding the use of personal information collected in connection with this Promotion.

13) Disputes

As a condition of participating in this Promotion, each entrant (and entrant’s parent or legal guardian if entrant is a minor) agrees that any and all disputes, claims and causes of action arising out of or connected with this Promotion or the prizes awarded shall be governed by the laws of the State of Illinois, without giving effect to any choice of law or conflict of law rules, and that any and all disputes that cannot be resolved between the parties and causes of action arising out of or connected with this Promotion shall be resolved individually, without resort to any form of class action, exclusively before a court located in Lake County, Illinois. Further, in such dispute, under no circumstances will entrant be permitted to obtain awards for and hereby waives all rights to claim punitive, incidental or consequential damages, including attorneys’ fees, other than participant’s actual out of pocket expenses (i.e. costs associated with entering this Promotion), and participant further waives all rights to have damages multiplied or increased.

14) Winners List

For a list of confirmed winners to date of prizes over $25, click saveup.com/winners-list.

Sponsor: SaveUp, Inc., Lake Forest, IL 60045.