If you follow a budget or aim to save on a regular basis, chances are you’ve cut out expenses that slowly cost you money over time. You’ve probably asked for a lower APR on your credit cards, cut out cable, or reduced how many times you eat out every month. Unfortunately, there are probably still some ways you’re losing money that you don’t even realize.
Furthering your education after high school can be costly; thankfully, there are many financial aid options you can take advantage of to minimize your school expenses. Make sure you inform yourself about all the different opportunities available to you, even the less known ones like local or charitable institutions. As Carrington College explains in their breaking down financial aid guide, you can receive scholarships, college grants, or student loans from:
Is your electricity bill through the roof—literally? Many homeowners and renters don’t bother analyzing their electricity bill unless something seems very off course. In fact, with the popularity of auto pay, a lot of bill payers aren’t even sure how much they’re paying each month. The majority of homes could be greener and use less energy, saving money in the process.
According to the US Energy Information Administration, the average monthly electrical bill varies state-to-state from $79.23 in Utah to $153.13 in Connecticut. No matter where you live and how much disposable income you have (or don’t), why over spend on electricity when you don’t have to? Here are five factors driving up your electricity bill and what to do about them:
Congratulations on homeownership! This is likely the most expensive purchase in your lifetime, and future expenses can quickly add up. Luckily, there are ways to save money in your new endeavor. Check out the following tips to put a little more cash back in your bank account.
As you take over your own financial world, there are big picture items like saving in your employer sponsored 401k and more basic things you can do on a daily basis. As your overall independence grows it is important you take a more and more active role. You have to stop wondering where your money went and instead control the places you send it. While big decisions matter, small ones add up.
There are a lot of expenses involved in marketing your online business, and things can add up quickly. But, there are different strategies that you can use in order to get the most for the budget you’re working with and making the most impact with your marketing dollars.
Going on a vacation is truly a blissful experience. It has the potential to entirely change a person’s perspective on life as it gives the freedom to explore yourself. During your travels, you may be able to learn new personal qualities or enhance your previous skills. Level-headedness in times when you are confused, management skills or being adventurous are just some examples of the things you can develop with your travels.
2017 is moving quickly. Last month, with the changing of the calendar year, a torrent of resolutions were set by people wanting to get in shape, to eat better, to find a better job, and of course — to spend less money. Making and attempting to maintain a budget is one of the classic New Year’s resolutions, and although keeping a promise to yourself past the first few months of the year may seem nearly impossible, there are a few productive ways to give yourself a better chance to succeed. Without further ado, here are a couple of tips to help you close your wallet and open your mind up to big savings.
It goes unsaid that a business cannot even think of growing and prospering if it does not devise a proper marketing and advertising budget for its brand. What is the first thing that comes to mind when you think of a marketing budget? Thousands of dollars to bring your brand into the limelight, eh? Worry not as you don’t need to spend large reserves of money to get people to know your brand. It’s all about the strategy you leverage to publicize your brand in the most economically viable way so that you do not end up under a huge pile of debt.
January, the time to start fresh and consider new changes to your life. Goals, plans and resolutions – let’s be honest, none of these tend to be carried out for the entire year. Why? We tend to set unrealistic goals that work, only to the point when they don’t; sigh.