Seasonal & Holidays

Charitable Giving and Your Financial Plan

Posted in Budgeting & Planning, Seasonal & Holidays on

charitable-giving-and-your-financial-planThere are a number of ways to express thanks, and one of them is giving back, which many of you are already doing. Here are a few ideas to help you with your efforts:

Charity as Beneficiary

This is an estate planning technique that will allow the charity of your choice to receive funds when you die. Here is how it works. Some accounts such as 401(k), IRA, life insurance policies and annuities, to name a few, have designated beneficiaries. This is the person(s) or organization(s) you specify to receive the money in the account when you die. You can divide funds however you like. For instance, you could name more than one charity or give a percent to a charity and the remainder to a family member. Be sure to consider this decision in the context of your overall estate plan, particularly the needs of your survivors.  

Americans Plan to Avoid Holiday Debt

Posted in Interviews & Studies, SaveUp News, Seasonal & Holidays, Spending (Spend Less) on

New SaveUp data indicates that 41 percent of Americans plan to shop smarter this holiday season and spend less.

San Francisco, CA, November 27, 2013 — SaveUp (, a national online financial rewards program for saving and paying down debt, today announced the findings of its November U.S. Consumer Savings and Debt Report that identifies consumers’ savings and spending habits. Findings show that over forty percent of Americans plan to avoid credit card spending over the holiday season and instead are opting to use cash, debit or checks.

5 Frugal Ways to Upgrade Your Wardrobe for Fall

Posted in Seasonal & Holidays, Spending (Spend Less) on

There are still a few weeks of summer left, but we can’t help but get excited to update our wardrobes for fall. Who doesn’t love sweater, scarf, and boot weather? The thought of some new outfits may sound wonderful, but the price tag associated with them might cause you to cringe.  The good news is that you don’t have to go broke updating your fall wardrobe! Here are 5 frugal ways to do so:

10 Father’s Day Gifts Under $50

Posted in Seasonal & Holidays, Spending (Spend Less) on

fathers-day-giftsFather’s Day is this weekend. Need some budget-friendly gift ideas? Below is a list of 10 gifts under $50 to help you find the perfect gift within your budget. Please post any other gift ideas that weren’t covered in the comments section. Happy Father’s Day!

1. Panasonic Headphones From Amazon for $36

These headphones make a great, inexpensive gift for the music-loving dads out there. The headphones have 176 reviews on Amazon with a 4.5 out of 5 star average, making them the best rated headphones at this price point.

2. Custom Engraved Money Clip for $8.95

If your father doesn’t have a money clip, this might be a good option, especially since it’s under $10.

6 Meaningful Yet Budget-Friendly Father’s Day Gifts

Posted in Seasonal & Holidays, Spending (Spend Less) on


This Father’s Day, celebrate one of the most important people in your life, while staying on top of your financial goals and saving money. Instead of a pricey trinket, give Dad what he really wants, (aside from that Audi A4, you could win through SaveUp): the gift of quality time. With a little planning, you could give your dad the best Father’s Day ever, spent with the most important people in his life. From free time to spend as he pleases to a local trip with the family, you can make this a Father’s Day to be remembered, without the hefty price tag.

Budget-Friendly Ways to Spend Memorial Day Weekend

Posted in Seasonal & Holidays, Spending (Spend Less) on


For many people in the United States, Memorial Day kicks off summer. The good news is that celebrating the holiday does not have to take a big chuck out of your paycheck. Here are four activities you can do for the long weekend that are fun and will save money at the same time.

Have a Picnic

A picnic can be a great way to enjoy a relaxed meal, get some fresh air and let the kids run off some extra steam. Pack up your picnic meal and head to your favorite park or explore a new one in your town. You can search out great picnic spots on Yelp. Just type in “picnic spot” and your town name and you’ll get the inside scoop on some hidden gems.