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5 Things That Are Driving Up Your Electricity Bill

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Is your electricity bill through the roof—literally? Many homeowners and renters don’t bother analyzing their electricity bill unless something seems very off course. In fact, with the popularity of auto pay, a lot of bill payers aren’t even sure how much they’re paying each month. The majority of homes could be greener and use less energy, saving money in the process.

According to the US Energy Information Administration, the average monthly electrical bill varies state-to-state from $79.23 in Utah to $153.13 in Connecticut. No matter where you live and how much disposable income you have (or don’t), why over spend on electricity when you don’t have to? Here are five factors driving up your electricity bill and what to do about them:

Resurfacing Concrete Is a Smart, Cost-Effective Way to Maintain Curb Appeal

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Your home is most likely your biggest investment, and keeping it in top-condition helps to preserve its value.

But appraising a home involves a number of different factors. Some of these, like proximity to shopping or the reputation of the local school district, are beyond your control. Others, like curb appeal, are fortunately well within your grasp.

Without careful planning, you can easily spend a small fortune improving your home’s curb appeal. It doesn’t have to be that way, of course. By focusing on a few major areas and seeking the most budget-friendly solutions, your home can maintain its curb appeal and value.

How to Make Every House Flip Profitable

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According to RealtyTrac, house flippers generated an average gross return of 30 percent in the first quarter of 2014. In 2013, more than 156,000 homes were flipped. Such startling figures may entice you to look for your slice of the pie as well, and you may be ready to look for a house to flip. After all, there are numerous house flipping shows on TV that make this process look easy. However, there are considerable risks associated with flipping houses. The greatest risk relates to significant financial loss, and there are many aspects of the process that can impact your profitability. If you’re preparing to flip a home, you can ensure profitability by following a few steps.

Real Estate – Is it Really a Good Choice for Your Retirement Income?

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Would you say real estate is a good form of investment? Well, it depends. Many people have managed to build a very comfortable lifestyle with their real estate portfolio, although some have lost everything they had because they don’t know how the market works. It takes a lot of intuition, knowledge, gut, and skill to be able to make a living with real estate.

Hidden Costs Associated with Buying a House

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Buying a home is, by all accounts, a major financial move. While it can be beneficial for your long-term financial health to contribute money to equity growth rather than to throw money away with a rental payment each month, buying a house should nonetheless be done with great care and planning. This will ensure that you properly manage your finances and make a wise financial decision. You may think that the primary cost associated with buying a house relates to the down payment, and it’s true that the down payment is often a major factor to budget for. However, when you learn more about the hidden costs of buying a house, you will be able to better plan your finances as you begin your home-buying journey. This will ensure that you properly manage your budget throughout the process.

Tips for Moving On a Tight Budget

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Moving day is not really something most people get super excited about. Although moving is usually the start of a new, exciting phase of life, moving day requires a lot of hard work, hassle, headache, and especially, expense. Moving can get really expensive if you’re not careful, but if you’re smart, it doesn’t have to be. Here are some proven cost-saving tips to help you make your next move your cheapest one yet.

Tips for Financing Your Family’s Next Move

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Tips for Financing Your Family's Next MoveMoving your family from one apartment or home to another requires a lot of time, energy, and money. You know how much stuff you have to move and how much you have to throw out. Actually doing all of it can be overwhelming. Fortunately, there are some simple strategies you can employ to finance your move and save on some moving expenses. These tips are simple to employ and will help the process to go as smoothly as possible.

6 Resounding Facts About Millennial Renters

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Millennials currently make up over 2.5 billion of the global population. Growing up in a fast-paced world dominated by technology and threatened by economic and financial instability, their lifestyle choices—including where they will go home to after a hard day’s work—are being shaped by a variety of factors and considerations: rising home prices, student loan debts, rising mortgage rates, and changing life and employment choices, to name a few. This is made apparent by the booming renting rate vs. homeownership predicament of this generation, especially now that the former is being considered as the better option, financially speaking.

Everything You Need To Know About Mortgage Rates

Posted in Budgeting & Planning, Home on

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Are you considering buying your first home this year?  If so, you will probably find yourself in the sometimes-confusing world of home financing and mortgage rates. This is a place where you are likely to encounter a realm of new banking terms and rules that will take some getting used to in order to feel confident. Here are a few fundamental points about mortgages you should know before signing on to this important financial investment.