Before signing up for an auto loan, which can take five to seven years of your life to repay, make sure you understand all the details it contains. Know the jargon used by the industry to avoid being ripped off and penalized with an unjustly number of fees and repayment conditions. While each contract will vary from lender to lender, there are some common terms used collectively by all of the world’s auto loan companies.
Car & Auto
“Buy cheap, buy twice.” You’ve likely heard the phrase before — it means the goods you buy for a bargain will end up costing you more in the long term when they inevitably need to be replaced. But not everything we buy is created equal, so what are the items we should spend more on up front to save in the future? Here are a few cornerstone items that will save you money in the long run.
You get into a car accident, but you’re okay. That’s the good news. However, now you have to brace yourself for the impending cost of having your car repaired. Depending on how much collision coverage you have, you have to be wary of all costs required to complete the repairs. Getting in an accident is definitely not cheap. Luckily, there are quite a few things that you can do to help cut costs and save your wallet from a little bit of pain. Here are five tips for saving money after an auto accident and relieving stress.
Financing your first car seems simple enough, and you might even get away with minimal research and some basic advice from friends and family. But getting the right price you want for the right vehicle requires having your own bag of tricks to haggle with private sellers and car dealerships. Here are five car financing tricks to get the price you want without having to sacrifice the quality of the machinery or affordability of the loan contract you end up with.
In the past, car buyers ran the risk of purchasing a poor-quality vehicle when they selected a used model. They simply didn’t have any way to research the car’s history and make an informed decision on its value. In today’s used-car market, you can actually research a car’s history down to its last oil change. There’s no need to invest in a new vehicle that depreciates quickly after being driven off of the lot. Save a substantial amount of money by following these key purchasing steps. As a result, you’ll be able to find the best deal for your budget and drive away with your dream car.
Having a car accident can be emotionally draining; however, in addition to the wide range of emotions a person will experience, he or she will also have to deal with lots of financial issues that come after a car accident. With medical bills, car repairs, and insurance deductibles, the expenses of a car accident can add up quickly. By following the tips listed below, a person can stay financially stable after a car accident.
When buying a car for the first time, it’s common to get swept up in the idea of your new vehicle and end up overspending. Many buyers pay more than they can afford merely because they like the color or are enamored by a certain brand. You can always find the right car for your budget if you know what to look for, leaving you with more cash to do the things you want later on.
A car is a major investment that will last for many years, if taken care of properly. But selecting a new car can seem like a daunting challenge, especially if you’ve had run-ins with pushy car salesmen in the past. Where do you start? Sure, you know which car you’d buy in a heartbeat if you ever won the lottery, but which car should you buy right now? There are many considerations, and to help you get started, here are 8 steps to selecting the right new car for you:
Gas prices have fallen over the course of the year and rapidly in recent weeks. You may have noticed this in news headlines and at the pump. The news stories may say this is great for the economy because Americans will spend more over the holidays. That might be true for most Americans but if you’re reading this blog that won’t be the case for you. This is a great opportunity to capture the money, no longer spent on gas, in meaningful savings.
This post was suggested by a friend who is maximizing his income using Airbnb. In his words, “I’m getting an extra paycheck per month renting my room on Airbnb.” This is great! He is getting creative to generate extra income. There has also been some controversy about the legalities of Airbnb and he is in a location that has been cooperative with that start up. Extra income is appealing, and new technology offers a number of ways to generate it. Once you’ve earned it we want to be sure capture it in meaningful way. Let’s examine these concepts in more detail…